Q: On trips to Italy and Spain last year, a hotel in each country asked me whether I would like my bill charged in dollars or euros. I had not been to Europe for a while, and I had never been asked this. I didn’t know what to say, so I went one way at one hotel and the other way at the other. Does it matter which currency I choose? Do I have to know what the rate of exchange is for that day to give an intelligent answer? I have a credit card with no foreign transaction fees. Would it matter if I did not?
—Julie Bisceglia
Manhattan Beach, California
