With the RBI keeping the repo rate unchanged at 5.25% and signalling a prolonged pause in the interest-rate cycle, retail investors may be wondering whether to continue parking money in fixed deposits or look beyond traditional savings avenues.
Amit Somani, Deputy Head – Fixed Income at Tata Asset Management, believes bond yields of around 7-7.25% remain attractive, with short-term instruments still offering a meaningful spread over the repo rate.
