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The Economic Times
The Economic Times
Business
Sneha Kulkarni

EPF vs EPS vs EDLI: Earning Rs 10,000–Rs 35,000? Government reveals employee & employer’s monthly contributions from October 2026

The Ministry of Labour and Employment has increased the Employees’ Provident Fund (EPF) wage ceiling from Rs 15,000 to Rs 25,000, widening the scope of mandatory social security coverage for a large number of organised sector employees. The revised wage ceiling that came into effect on September 17, 2026, will many employees joining the EPF, the Employees’ Pension Scheme (EPS) and the Employees’ Linked Deposit Scheme (EDLI), as they will now come under the mandatory coverage threshold, subject to the applicable EPF rules.

However, the majority of them are still confused about their and their employer’s monthly contribution into the EPF, EPS and the EDLI schemes.

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