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Fortune

Katie Seemann

Unique 3% cash-back categories for flexible spending

Bank of America Merrill Citi Fortune US Bank

Photo of the Bank of America Customized Cash Rewards card over a yellow background with orange abstract shapes (Credit: Photo illustration by Fortune; Original photo by Bank of America)

Our take: The Bank of America® Customized Cash Rewards Credit Card is a solid option with customizable cash-back categories. It’s especially exciting for Bank of America Preferred Rewards members, who can earn a 25% to 75% bonus on their rewards. But the card requires active management if your bonus category spending changes frequently.

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