The Department for Work and Pensions (DWP) is urging people to apply for more financial support, which could also see them eligible for a backdated £324 Cost of Living payment.
Pension Credit tops up weekly income to a guaranteed minimum level of £182.60 a week for single pensioners or £278.70 for couples. It is a tax-free payment for those who have reached State Pension age and live in the UK.
People may still be eligible for Pension Credit if they have not paid National Insurance contributions, have some savings or a small pension, live with their grown-up family, and/or own their own home.
READ MORE: Millions of pensioners to get £600 extra from today
Anyone who applies for Pension Credit before December 18 may also be entitled to the £324 Cost of Living payment. This is because a claim for Pension Credit can be backdated for up to three months, provided the entitlement conditions are met throughout that time.
Who can apply?
DWP says there are common misconceptions that may be putting people off applying for Pension Credit. Gov.uk clarifies that people of State Pension age may be entitled to Pension Credit even though they may have modest savings, or a retirement income or own their own home.
It adds: "An award of Pension Credit can provide access to a range of other benefits such as help with housing costs, council tax, heating bills and for those aged 75 or over, a free TV licence".
To find out more, or to see if you are eligible, visit Gov.uk
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