Times are tough this winter as the cost of living crisis sees many people unable to heat their homes - but there is help available.
As well as the latest £900 cost of living cash boost help from the government, certain benefits claimants may be able to claim a loan from the Department of Work and Pensions (DWP). A Budgeting Loan can help to pay for essential products or services which applicants would otherwise be unable to afford due to their current circumstances.
It is important to be aware that because it is a loan, the money must be paid back and is done so through benefit payments. The loan, which can be worth up to £812, can be used for a number of things including furniture in your home and clothing or footwear.