Universal Credit claimants face waiting another year for the Department for Work and Pensions (DWP) to fix an internal system that should have automatically updated their state pension records.
A recent investigation by This is Money revealed that people on Universal Credit were only having their state pension records manually corrected as they reach state pension age.
Lost National Insurance credits can mean people could get less state pension when they retire or they could waste money buying top-ups they don't need.
