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The Independent UK
The Independent UK
Business
J.R. Duren

The smart money moves that can help you escape debt sooner

Leslie H Tayne Ashley Morgan

For many borrowers, debt can be summed up in nine words: easy to get into, hard to get out of.

Americans collectively owe $18.8 trillion - the majority in housing debt (mortgages, home equity loans and the rest) and $5.2 trillion in credit cards and loans, according to the Federal Reserve. This works out at $94,000 per U.S. adult, on average.

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