Don’t Trust the Caller ID: How to Spot Medicare and Social Security Scam Calls

Scammers often spoof government phone numbers to appear legitimate. Always hang up and call Medicare or Social Security using an official number before sharing personal information. ThamKC/Shutterstock

Your phone rings, and the caller ID says “Social Security Administration.” The person on the other end sounds professional, knows your name, and warns that your Medicare benefits could be interrupted unless you verify your information immediately. It’s exactly the kind of call that makes even cautious people hesitate. Unfortunately, caller ID can be spoofed, and government imposter scams remain one of the most common ways criminals steal money and personal information from older Americans. Knowing how to verify who’s really calling could save you from identity theft, financial loss, and months of frustration. Here is what Medicare and Social Security beneficiaries need to know.

Know When Medicare or Social Security Might Actually Call