Leaving a job often feels like closing a chapter. Final pay arrives, benefits change, and retirement accounts are moved to a new provider. For many workers in the US, rolling over a 401k is one of the last financial tasks after leaving an employer. Once the transfer is complete, most people assume the process is finished.
Yet a small timing detail can mean money is quietly left behind. A recent example involving a former employee of Amazon shows how easily this can happen. After leaving the company, Roger Ma, a certified financial planner in Washington, D.C., revealed that his wife transferred the retirement savings from Fidelity Investments into another retirement account.
