Americans often feel that health insurers don't care about beneficiaries' long-term health outcomes. Yet insurers aren't intrinsically heartless, as folks often allege.
Rather, insurers are simply motivated by profits. But so are doctors, hospital administrators, and medical device companies. In fact, the profit motive drives innovation–it's why America develops the world's most advanced medicines, medical devices, and surgical procedures. Elites from around the world seek treatment in the U.S. for good reason.
