
When Anna Ginsky’s terrier mix Ellie needed a teeth-cleaning in 2014, she was quoted over $2,000 in out-of-pocket costs by her vet in San Diego, California.
“I had just happened to get my tax return, and I had gotten around that amount back,” Ginsky, 42, who was then working as a barista, told The Independent. “But I was like, ‘man, that's going to be a bummer that I'm going to have to give that money to this dental work that she needs’.”