Many people think of retirement as a symbolic finish line, but precise timing can make a meaningful difference, influencing everything from taxes to mental health. In a recent YouTube video, certified financial planner Kevin Lum said the month you retire can act as a trigger for a series of financial and lifestyle changes, which is why there’s no one-size-fits-all answer.
“There’s no universally best month, but there could be a best month for you,” he said.
