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Capital One Financial Corporation (COF) is a Virginia-based bank holding company and diversified financial services provider. Founded in 1994 as a spin-off from Signet Bank, it has grown into one of the largest consumer banks in the United States, with a strong national footprint in credit cards and digital banking. With a market cap of $139.8 billion, Capital One operates through Credit Card, Consumer Banking, and Commercial Banking segments.
Capital One has underperformed the broader market over the past year. COF stock prices have soared 7.6% on a over the past 52 weeks, compared to the S&P 500 Index’s ($SPX) 14.4% gains. On a YTD basis, COF shares have plunged 11.5%, trailing SPX’s 1.4% rise.