Lowering your bills sounds great in theory — until it starts to feel like a chore. Cutting back, switching plans, calling providers — it’s not exactly anyone’s idea of fun. But here’s the thing: Some small changes can make a noticeable difference, whether you’re excited about them or not.
According to Ashley Akin, certified public accountant (CPA) and senior contributor at CEP DC, the habits that save the most money are usually the least exciting ones.
“As a CPA who has worked in tax compliance, I’ve seen this over and over. People want quick tricks. But real savings usually come from slow, boring actions that require effort,” Akin said.
If you’re ready to keep more money in your pocket (with minimal hassle), these simple moves are worth a look.
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Review Your Bills
“Look at every line,” Akin said. “Are you paying for equipment you don’t use? Did a price quietly increase?”
She explained many people lose hundreds of dollars each year simply because they never check their bills. Start by reviewing your telecom bills for charges you may not understand or that no longer apply.
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Get New Insurance Quotes
If you’ve had the same company for years, Akin said your price may have slowly gone up.
Getting a few new insurance quotes may feel like extra work, but it can lower your payment without changing your coverage.
“A little effort now can mean steady savings all year,” she added.
Ask Your Internet and Phone Company for Discounts
Calling your internet or phone company might not sound fun either, Akin said.
You may need to wait on hold. But when you finally get through, asking for a discount often works. Companies would rather keep you at a lower rate than lose you completely.
Other Small Changes You Can Make, Too
At the grocery store, slow down just a little. Look at the price per ounce or per pound.
“Bigger packages are not always cheaper. Being more aware can lower your total bill without changing what you buy,” Akin explained.
Also review all of your subscription services, Akin advised
Take a look at streaming services, apps, clubs or any software you are subscribed to. Make a list of the different services you pay for and compare it to how often you actually use them.
“When you compare them you may be surprised at how much extra money you are throwing away on unnecessary services,” she added.
She said the biggest thing people tend to overlook with this strategy is that small amounts of money actually add up.
“With small monthly savings being deposited into an account, people are often surprised at how much money accumulates,” she said.
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This article originally appeared on GOBankingRates.com: Do These 3 Things To Lower Your Bills — Whether You Like It or Not
