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Kiplinger
Kiplinger
Business
Kimberly Lankford

Do I Need Extra Insurance for My Drone?

Male Drone Pilot Using Drone Remote Controller over cereal fields.

Question: I plan to buy a drone soon. Will my insurance cover any damages it might cause?

Answer: Damages caused by drones may be covered by the liability portion of your homeowners or renters’ insurance policy, but the details vary by insurer. “Some homeowners policies cover ‘model or hobby’ aircraft; others cover only model aircraft, and others exclude any aircraft,” says Bill Wilson, an insurance educator who runs the InsuranceCommentary.com blog.

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