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The Economic Times
The Economic Times
Surbhi Khanna

Direct stocks or mutual funds? Expert shares strategy to achieve Rs 7 crore goal in 12 years

Building a large long-term wealth corpus for goals such as children’s education, financial security, or retirement requires disciplined investing, proper diversification, and regular portfolio reviews. While higher-risk investments may offer faster wealth creation, aligning investments with financial goals and managing risk carefully remain important for long-term success.

A similar query came from Ashish, a 37-years-old investor from Bangalore and viewer of The Money Show on ETNow. He has direct growth plans and has also recently invested in some index funds. His portfolio includes the Motilal Oswal Nifty 500 Momentum 50 Index Fund, SBI Smallcap, SBI Contra, Parag Parikh Flexicap, Kotak Midcap, and Canara Robeco Large Cap Fund. Monthly investments are almost Rs 78,000 which he is trying to increase whenever possible.

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