A recent episode of “The Ramsey Show” featured a tough call from Nicole in New York City. After years of working hard with her husband to pay off credit cards, car loans and most of her student debt, she said their progress came crashing down when he developed a gambling addiction.
“He racked up around $21,000 of credit cards and depleted pretty much all of our savings,” Nicole said. To make things worse, he had been unemployed for five months, though she added he just started a new job that week.
