The text message began: “Hi Dad!”. The sender informed pensioner Graham Price* that their phone had fallen down the toilet, so they were using a temporary number while it was repaired. Chattily, they mentioned the number change had locked them out of online banking when they had an urgent bill to settle.
Convinced that he was messaging his son, Price offered to lend the money and was given the details of the creditor. He transferred £1,850.40.