Hard-hit families struggling to pay their bills are being offered access to affordable credit.
The spiralling cost crisis has become a huge source of stress for a lot of people, especially for people on lower incomes with less stable finances.
Now South Manchester Credit Union has launched a 'Cost of Living Emergency Plan', which outlines five steps for people to take - whatever their income bracket or financial situation - to help people work towards long-term financial security for themselves and their families.