More than half of people across the UK are planning to be more careful with their money in 2022, according to new research by Experian.
In a survey conducted by Opinium of 2,001 UK adults at the end of November, some 50 per cent of respondents are planning to be more careful with their cash this year, stating that the pandemic has made them re-evaluate their finances with a further 23 per cent expressing concerns about their financial future.
However, one of the biggest barriers to improving our finances is actually understanding how credit works or how to go about improving their financial standing.
