My body knew the accident was coming a few minutes before it did. I’d just picked up my friend from the centre of a regional town and pulled back on to the highway when I felt a tension across my thighs like a shot of cortisol.
Moments later, waiting at the last set of lights before the open road, another car slammed into the back of my Subaru Forester and – almost a decade after getting my first car – my thoughts turned to insurance for the first time.
