As the cost of living crisis begins to bite it has been revealed three million people fear falling into debt within six months.
Even before inflation hit 6.2% those earning less than £21,000 per year were spending at least 40% of their income on debt repayments, according to the Jubilee Debt Campaign anti-poverty group.
And a poll by debt charity StepChange found that one in five people worry they will get into problem debt this year.