Cost of borrowing has spiked and put even more strain on Renfrewshire families during cost-of-living crisis

Anyone struggling financially in the cost-of-living crisis has been urged to turn to credit unions rather than payday loan firms.

There has been a rise in the number of Renfrewshire families using cash instead of their bank cards in order to have a better control of their money and spending.

Post Offices handled £801m in personal cash withdrawals in July, the most since records began five years ago.