Consus Wealth Management Group, LLC has observed that retirement planning has increasingly become more complex between protecting and growing incomes, tax efficiency, and long-term healthcare and legacy considerations. Yet, it notes that many individuals continue to rely on broad risk questionnaires and standardized portfolio templates that may leave important personal variables unaddressed.
Financial concerns remain widespread across generations, with 77% of Americans feeling anxious about their financial situation, while 54% of non-retirees question whether they will be financially prepared for retirement. Within that environment, Consus has developed a planning model designed to connect investment management, tax strategy, retirement income planning, and estate coordination into a more unified framework.
