Consider yourself lucky if your small business worked with Silicon Valley Bank

‘The federal government’s intervention is a controversial move that leaves a lot of unanswered questions.’ Photograph: Damian Dovarganes/AP

If your business banked with Silicon Valley Bank then count yourself as very, very lucky.

Yes, your bank failed to protect your money. Its managers made unwise investment decisions, it was poorly supervised and poorly regulated. But you still got your money back.