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The Conversation
The Conversation
SoRelle Wyckoff Gaynor, Assistant Professor of Public Policy and Politics, University of Virginia

Congress takes up health care again − and impatient voters shouldn’t hold their breath for a cure

Health Care Obamacare Insurance Medicare United States
Congress has long been unable to come to an agreement on how to help constituents pay for health care. iStock/Getty Images Plus

As the bell struck midnight on Jan. 1, 2026, time ran out on Obamacare subsidies for over 24 million Americans. These subsidies, propped up through various legislative packages over the years, lowered the health insurance costs for Americans on the Obamacare exchange.

Following the expiration of these subsidies, health insurance premiums are skyrocketing for around 90% of Americans who use health insurance from the exchange. For many Americans, the new year means a choice between paying exorbitant costs or taking the risk of no health insurance at all.

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