According to the US Department of Justice's Bureau of Justice Statistics, there are around 400,000 personal injury claims each year in the US, with only 4% going to trial, and the rest being settled out of court or in the pre-trial stage. Aside from the distress caused by the injury itself, settling personal injury claims out of court can also be a harrowing process for the claimant. As much as possible, the injured person will claim from the liable party's insurance rather than their own, to avoid causing their own rates to rise. On the other hand, the liable party's insurer employs an adjuster, whose job is to investigate the incident and figure out how much the claim is worth.
Oftentimes, claimants settle for less than the medical costs they've incurred just to get over with the process and get at least something in return. This often leaves them thousands of dollars out of pocket and dissatisfied with the outcome. The alternative is to fight it out in a protracted lawsuit, which places a huge mental and emotional toll on the claimant and congests the judicial system.
