
In a world increasingly dominated by digital wallets and tap-to-pay, cash is making a comeback—thanks to a sweeping new federal law. The Payment Choice Act of 2025, now gaining traction in Congress, would require all physical retail stores to accept cash for transactions up to $500. That includes grocery stores, convenience shops, and big-box retailers serving over 260 million Americans. The law aims to protect unbanked and underbanked consumers who rely on cash for everyday purchases. If you’ve ever been turned away for trying to pay with paper money, this legislation could change your checkout experience for good.