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Creative Bloq
Creative Bloq
Technology
Natalie Fear

Cash App swaps boring bank cards for magic wands

Cash App Tags, magic wand.

Have you ever wished that paying for your weekly shop was a bit more whimsical? Well, Cash App's new Magic Wand might've just answered your prayers. Yes, that's right, it's a real magic wand that pays for stuff. A substitute to boring bank cards or mobile payments, the new tap-to-pay hardware is just one of Cash App's upcoming 'Tags', potentially making the world of plain ol' plastic bank cards a thing of the past.

We live in a world facing a whimsy deficit, so in many ways, Cash App's playful new way to pay is a welcome dose of silliness. With brand experience becoming evermore important to stand out in a crowded market, the stunt is an unexpectedly genius way to engage customers, so what's up with the little voice in the back of my head questioning... am I being financially infantilised?

(Image credit: Cash App)

As a Gen Z elder, the Cash App wand feels like a direct attack on our obsessive lust for little trinkets. The dinky wand design can be clipped to keys or a bag, transforming it into an accessory, while NFC technology enables it to function as a valid payment device. In a press release, Thomas Templeton, hardware lead at Cash App parent company Block, explained, “We see this as an early starting point for Cash App Tags. The number of form factors we can create is nearly limitless. From clothing to jewellery, almost any item can become a way to pay with this technology.”

But why a magic wand? "Because tapping to pay should feel a little more like magic," Templeton claimed in an X post. This is where I start to get a bit sceptical. To me, flaunting your payment device on a bag screams DANGER, making you ripe for robbing, and I sense that a plastic magic wand will be easier to lose than a carefully stowed-away bank card. But logistics aside, there's still that iffy feeling of infantilisation.

Much like a child being given their first piggy bank, I feel that Cash App's Tags appeal to a juvenile sense of finance. Having a silly little device to pay with adds yet another layer of distance from your big, bad bank account, more so than the humble bank card or contactless payment (of which I am already guilty of reckless abuse). And what's worse, it's fun. The dopamine of tapping a whimsical little wand is far more appealing than a card payment, making impulse buys feel joyful, but inconsequential.

(Image credit: Cash App)

It's worth noting that I'm all for a bit of fun in the world of finance branding – examples like Tilt or Gen Z-coded Fluz prove that a balance can be struck between playful design and financial guidance. With more Tags set to launch later this summer, I'm interested to see how the trend will develop, and whether Cash App's latest innovation could mark the death of the bank card.

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