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InsideEVs
InsideEVs
Technology

Car Debt Is Crushing American Buyers

Edmunds
  • Americans with negative equity were $7,214 underwater, on average, in Q4 2025, per Edmunds.
  • That's an all-time record, and a shocking 29.3% of buyers with trade-ins have negative equity.
  • Dealers and automakers are partially responsible, but so too are consumers that demand bigger, more feature-packed cars despite not really being able to afford them.
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