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Kiplinger
Kiplinger
Business
Neale Godfrey, Financial Literacy Expert

Can’t Afford It? There’s No Shame in Saying So

Empower Oprah Winfrey
Three young women laugh as they eat pizza.

I’m beginning to check my own sanity as I pull another financial technique from TikTok. Like it or not, these trends reflect what is going on with our younger generation, and we have to listen. The trend I’m talking about now is called loud budgeting.

Let’s not get too carried away: Loud budgeting is not all that new … and it’s not all that loud. It’s easiest to explain loud budgeting by saying what it’s not. Loud budgeting is the opposite of “quiet luxury,” in which the idea is: “Don’t look wealthy, be wealthy.” (You can read more about this trend in the Kiplinger article Quiet Luxury — What Is It and Could It Help You Manage Your Money?) Loud budgeters are vocal about sticking to their budget.

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