Building long-term wealth through mutual funds often raises a key question for investors: how much is enough, and how realistic are large corpus targets? While disciplined SIP investing and step-ups can significantly accelerate wealth creation, outcomes ultimately depend on return expectations, time horizon, and portfolio strategy.
A similar query came from Sanjay, a 55-year-old investor from NCR and a viewer of The Money Show, who has built a mutual fund portfolio worth Rs 70 lakh with a monthly SIP of Rs 30,000. He is approaching retirement and plans to increase his SIP by 10% annually for the next five years and then stop contributions, while remaining invested for about two more years. His goal is to grow the corpus to over Rs 5 crore.
