California will sharply reduce the amount of savings and property that older adults and people with disabilities can hold and still qualify for Medi-Cal, with the change taking effect July 1, 2027. The individual limit will drop from $130,000 to $21,000, and the limit for a couple will fall from $195,000 to $31,000, with an additional $1,550 for each further qualified household member, up to 10 people.
That is an 84 percent reduction, and it lands on the population that uses the state's most expensive services: people who qualify for Medi-Cal because of age, disability, or a need for nursing home or other long-term care.