'But It's Not My Fault!': Your Insurance Company Absolutely Will Blame You in These Five Scenarios

A man has his hands up and looks annoyed, as if he's saying, "But it's not my fault.".

Insurance companies care about fault. And I mean fault in almost every way conceivable.

Let me highlight five ways in which fault matters and what you can do (in some of the cases) to help ensure that you don't get canceled by your insurance company.