Bread Savings is an online-only bank that’s part of the Ohio-based financial services company Bread Financial. The bank offers just two types of deposit accounts: high-yield savings with a competitive 3.5% APY and certificates of deposit (CD) featuring an APY of up to 4.75%. The lack of account options offered by Bread Savings is likely to be a challenge for some potential customers, though the high APY on its accounts may outweigh that drawback for some.
Bread Savings does not have any brick-and-mortar locations, but its customer service hours for phone inquiries are weekdays from 7 a.m. CST to 9 p.m. CST. Representatives can also be reached on weekends between 9 a.m. CST and 5 p.m. CST.
