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Fortune
Fortune
Melanie Lockert

Boost financial wellness with a personalized budget

Photo illustration of a woman looking down at a stack of bills and receipts on a table and using the calculator app on her phone. (Credit: Photo illustration by Fortune; Original photo by Getty Images)

A budget is a financial map that can help you plan for the future and is one of the foundations of personal finance. Through budgeting, you plan where your money goes and track your income and expenses. So whether you're looking to repay debt, save for a down payment on a home, or have a little more wiggle room, a budget can help you get there. But learning how to create a budget and finding a system that works for you can be more complicated than it looks. 

Why do you need a budget? 

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