Texas-based Pamela Shields earns £1,166 ($1,470) in monthly Social Security checks, which is hardly enough to pay her bills and support her family. Her long career in human resources ended when she was 59 due to a car accident.
Moreover, unexpected medical expenses and helping the family sustain through two divorces led Shields to tap into her 401(k) prematurely, leaving her with meagre retirement savings. The dire situation compelled Shields to take up multiple gigs, working seven days a week to supplement her monthly income.
