College costs add up quickly. For the 2025-2026 academic year, average published tuition and fees are $11,950 for in-state students at public four-year colleges, $31,880 for out-of-state students, and $45,000 for private nonprofits. Adding room, board, and supplies pushes those totals even higher.
The best 529 plans for 2026 are excellent tools for saving for college and make smart additions to your estate and retirement planning strategy, too.