A Bengaluru-based millennial couple has now gone viral after sharing how they invest a total of ₹1.7 lakh every month. The video, posted on their joint Instagram account, has generated significant engagement, prompting discussions about financial planning, wealth creation, and income disparities.
Couple Shares Their Investment Strategy
In the video, Megha and Shubham introduce their financial approach by saying, "Here's exactly how we invest our money as a millennial family in Bangalore."
The couple explained that they have steadily increased their investments over the years. According to them, they currently invest ₹65,000 every month through Systematic Investment Plans (SIPs).
Apart from SIPs, they also allocate money towards equity investments, make lump-sum investments whenever possible, contribute regularly to their retirement corpus, and invest in a government-backed savings scheme dedicated to securing their daughter's future.
While sharing the video, they wrote, "Here's how much we invest in different financial instruments as a millennial couple living in Bangalore."
Social Media Responds with Mixed Reactions
The post quickly attracted a wide range of reactions from social media users. While many viewers were curious to learn more about the couple's investment portfolio and financial decisions, others questioned how practical such an investment strategy would be for households with more modest incomes.
Some users responded with humour. One commenter joked, "Thoda mujhe bhi de do investment ke liye."
Others sought more details, with one user asking, "Which are the exact funds you are investing in?"
Not everyone, however, found the advice relatable. One commenter wrote, "Your inputs are not relevant for those who don't have hefty salaries," highlighting concerns about the accessibility of such investment goals.
Another user simply asked, "What do you do, guys?" reflecting the curiosity surrounding the couple's professions and the income required to sustain such a high monthly investment.
The viral post has reignited conversations about financial planning, income levels, and the growing trend of content creators sharing their personal wealth-building strategies online.
