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The Conversation

Alexandra Andhov, Chair in Law and Technology, University of Auckland, Waipapa Taumata Rau

Banning contactless and credit card surcharges won’t help – open banking reform is what’s needed

Mastercard Visa Europe

Jorge Mata

We’ve all been there – absentmindedly tapping a credit or debit card to pay for something at a shop, only to remember moments later there is a 2.99% surcharge.

These surcharges are extra fees added to the total when a shopper opts for credit card and contactless payment rather than swiping and entering a PIN with a debit card.

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