Money does not disappear all at once anymore. It leaks out in small, controlled drips, and banks have turned that slow drip into a refined system that feels almost invisible until the total adds up.
Checking accounts once felt simple and predictable, but that simplicity has started to fade. Fees now shift, expand, and reappear under new names, and many accounts quietly cost more to maintain than they did just a few years ago. That change does not grab headlines, but it absolutely deserves attention.
