Lloyds Bank has issued a warning about fraudsters who use WhatsApp to con users out of their hard-earned money. Analysis confirms that scams on the instant messaging app are up by 2,000 per cent in the past year.
Between 2020 and 2021, the number of scams reported has increased by 20 fold, with the average victim losing around £1,950. Lloyds Bank has issued some characteristics to be cautious of including messages that seem 'very personal', often using the pretence of a family member who has lost their phone. Scammers do not necessarily need your name as 'Mum' or 'Dad' may suffice.
Lloyds Bank said: "The story they tell can vary, but most often they will claim that because it is a new phone, they don’t have access to their internet or mobile banking account, and therefore they need urgent help with paying a bill."
The banking giant has issued the following guidance to stay safe from scammers, reports The Liverpool Echo.
- Be wary of any messages you receive from numbers which aren't already stored in your contacts, even if it appears to be from someone you know
- Don’t be rushed into anything – first of all contact the person on the number you already have stored in your contacts to check if the story is true
- If you can’t get hold of them, you can verify the identity of the person sending the message by insisting you speak to them before transferring any money
- Remember if it is a genuine family member or friend, they won’t mind you taking these steps to stay safe
Liz Ziegler, Fraud Prevention Director at Lloyds Bank, said: “Organised criminal gangs are always inventing new ways to dupe people out of their hard-earned cash, and the emergence of the WhatsApp scam over the last year shows the depths to which these heartless crooks are prepared to sink.
“This is a cruel scam which preys on someone’s love for their family and friends, and that natural instinct we all have to protect those closest to us. With fraud on the rise it’s vital that people are aware of the warning signs and how to stay safe.
"Never ever trust a message from an unknown number without first independently verifying the person’s identity, even if it claims to be from someone you know. Always insist on speaking to someone before sending any money.”
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