
Remember when those tiny dongles that your insurance company offered to potentially lower your insurance rates came out? Insurers spun a wonderful tale: simply plug into your car's OBDII port and record telematics data, ship (or in today's case, beam) it back to the mothership, and then they could potentially lower your premium based on this data. It turned out that wasn't always the case, and some individuals quickly found out that their premiums jumped due to their driving behavior.