Australians love their cash and will carry or hoard it

An RBA report into the use of cash has recorded its first rise since the survey began in 2007. (James Ross/AAP PHOTOS)

If you are one of those people who still carry a bunch of $10 or $20 notes around in your pocket in case of emergencies, you're not alone.

While a majority of payments made in Australia are done by electronic means, including cards, about half of the nation continues to use cash every week, according to the central bank.