Ask the Editor, December 12: IRAs, 401(k)s and RMDs

Ask the Editor logo plus hands tipping a man upside down with coins falling out of his pockets.

Each week, in our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on topics submitted by readers. This week she's looking at eight questions on IRAs, 401(k)s and required minimum distributions. (Get a free issue of The Kiplinger Tax Letter or subscribe.)

1. First RMD