An Arizona man claims a car dealership wrongfully canceled a fully funded auto loan and kept both his trade-in and newly purchased vehicle, leaving him without a car despite signed contracts and bank confirmation that the loan had already been approved and paid.
In a Reddit post, user Auto-help2026 detailed the ordeal, saying the dispute began after he and his girlfriend attempted to trade in a visibly damaged vehicle in 2025. According to the post, the car had been involved in an accident, leaving “the whole right side… unpainted” and a dent on the driver’s side. The damage was reflected on Carfax and tied to the vehicle’s VIN.
