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Fortune
Fortune
Dia Adams

Are you overpaying for your premium credit card? We can help you understand your options

People in a hotel room looking out the window. (Credit: Getty Images)

Premium credit cards promise elevated travel experiences, lucrative rewards, and exclusive perks—but in exchange, they charge hefty annual fees.

If you find yourself asking if they’re worth it, you are not alone. As someone who holds the Capital One Venture X Rewards Credit Card, Chase Sapphire Reserve®, and The Platinum Card® from American Express, I’ve had the opportunity to extensively test drive each of them. 

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