Every fall, millions of seniors have the chance to review and update their Medicare coverage—but many don’t take full advantage of it. The Centers for Medicare & Medicaid Services (CMS) reports that nearly 7 in 10 beneficiaries stick with the same plan year after year, even when cheaper or better options are available. Medicare Open Enrollment runs from October 15 to December 7, yet confusion about rules, deadlines, and coverage details often leads retirees to overpay or lose benefits. Here are the most common mistakes that quietly cost seniors money—and how to avoid them.
