Apple’s new Savings account has been out for a couple of weeks now and, like any new Apple product, I have been using it since it became available. After a couple of weeks with the account and seeing how it interacts with the Apple Card, Daily Cash, and the Apple Cash account, I can say that Apple is on to something here.
However, if you don’t have an Apple Card, you can’t use the Savings account yet. So, unless you already have one — or plan to get one — this account isn’t going to be for you. That said, there’s a lot to consider when looking at Apple Savings such as the interest rate, deposit requirements, and fees.
